Unsecured Credit Cards For People With No Credit
Looking for a unsecured credit card with no credit history? 10pts for the best answer!?
Hi I am looking for my first card
so that I can build my credit. I would like a unsecured credit card
with no annual fee. I have no credit history.
Unsecured Credit Cards For People With No Credit
My daughter who is a college student has been very happy with her Discover card (and paying online is an easy option with them). If you use this application
https://www.discovercard.com/cardmembers… you will get $50 cashback bonus
when you make your first purchase and they don't have an annual fee.
Also, you get cashback bonuses on everything that you charge with them.
They seem to be easier to qualify for than some other cards also.
Unsecured Credit Cards For People With No Credit
The link brings up a Student Card application, but it will change to a
non-student as soon as you list something other than "current college
student" in the section where they ask for your highest level of school.
The benefits remain the same.
Unsecured Credit Cards For People With No Credit
Another option is to start off with a store card for someplace that you
shop anyway (such as Target or Kohl's). Those cards are sometimes
easier to get.
Unsecured Credit Cards For People With No Credit
Whichever card you end up getting, just be very smart with it! If
you're using a card to build your credit, make sure that you never buy
something that you couldn't pay cash for right then. As soon as you
make your purchase, go home and either make your payment online, or
write out a check so it's ready to mail as soon as the statement
arrives.
Unsecured Credit Cards For People With No Credit